Insurance Compliance Every Roofer Has to Follow
Roofing work isn't just about hammers and shingles, it also involves navigating a web of insurance requirements that protect both the contractor and the homeowner. Whether you're a property owner hiring someone for a repair or a roofer running your own business, understanding these compliance standards can save everyone from costly disputes down the line. Liability and Workers Compensation Requirements Every legitimate roofing business needs general liability insurance, which covers property damage or injuries that happen during a project. Without it, a single accident, like a ladder falling through a window or debris damaging a neighbor's car, could result in expensive out of pocket costs for the homeowner if the contractor isn't properly insured. Workers compensation is equally important since roofing is one of the more dangerous trades. If a worker gets injured on the job and the company lacks proper coverage, the homeowner could potentially be held li...